Privacy Policy

Last updated: January 1, 2026

1. Information we collect

We collect details you give us, such as your name, email, phone number and the type of financial service you ask about. We also collect basic technical data such as browser type and pages visited.

2. How we use it

• To respond to your enquiries and connect you with service providers.
• To send newsletters you opted into.
• To improve our website and prevent fraud.

3. Sharing

We share information with partner lenders, insurers and service providers only to fulfil your request. We do not sell personal information.

4. Financial privacy

We handle nonpublic personal information in line with the Gramm-Leach-Bliley Act and apply administrative, technical and physical safeguards to protect it.

5. Your state privacy rights

Under laws such as the California Consumer Privacy Act and similar state laws, you may request access to, correction of, or deletion of your personal information, and opt out of sharing. Email info@elvaronportfolioanalytics.info to make a request.

6. Email and marketing

Every newsletter includes an unsubscribe link, as required by the CAN-SPAM Act.

7. Cookies

We use cookies to remember preferences and measure traffic. You can disable them in your browser settings.

8. Data retention and security

We keep information only as long as needed for the purposes above or as required by law. No online system is completely secure, so please avoid sending sensitive numbers by email.

9. Children

Our services are for adults 18 and older. We do not knowingly collect information from children.

10. Contact

Elvaron Portfolio Analytics, NY, New York City, 136 Madison Avenue, New York, 10016. info@elvaronportfolioanalytics.info

Terms and Conditions

Last updated: January 1, 2026

1. Acceptance

By using this website you agree to these terms. If you do not agree, please do not use the site.

2. Nature of our service

Elvaron Portfolio Analytics is an information and referral service. We are not a lender, insurer, broker-dealer, registered investment adviser or law firm, and nothing here is legal, tax or investment advice.

3. No guarantee of approval

Loan, insurance, warranty and debt relief offers come from third parties and are subject to their underwriting, credit review, fees and terms. Rates and terms shown are examples only. Past performance does not guarantee future results, and all investments carry risk, including loss of principal.

4. Disclosures

Costs such as annual percentage rates, fees and repayment periods will be disclosed by the provider before you accept, as required by the Truth in Lending Act and applicable state law. Debt settlement may affect your credit and carries tax consequences.

5. Your responsibilities

• Provide accurate and complete information.
• Be at least 18 years old.
• Do not misuse the website or attempt unauthorized access.

6. Communications consent

By submitting a form you agree we may contact you by email or phone about your request. Reply STOP or use the unsubscribe link to opt out.

7. Intellectual property

All content, logos and designs belong to Elvaron Portfolio Analytics and may not be copied without written permission.

8. Limitation of liability

To the extent permitted by law, we are not liable for indirect or consequential losses arising from use of the site or third-party services.

9. Governing law

These terms are governed by the laws of the State of New York. Disputes will be resolved in the courts located in New York County.

10. Changes

We may update these terms at any time. Continued use means you accept the updated terms.

11. Contact

info@elvaronportfolioanalytics.info, NY, New York City, 136 Madison Avenue, New York, 10016.